Loan Against Other Securities (LIC/KVP/NSC/FD)

  • Secured Cash credit (OD) against NSC/KVP/RBI Bonds :-  80% of the accrued value.
  • Loan/OD Against LIC policies :-  80% of the surrender value.
  • Loan /OD against FDR :-   90% of the accrued value.
  • No Membership for Loan Against Self Fixed Deposit (FD).
  • The Borrower should be Regular members of the Bank.
  • The Borrower should be Nominal member in case of loan against third party fixed deposit.
  • Loan application.
  • Residential proof, Pan Card, Aadhaar Card of Applicant.
  • Original Security documents.
  • Any other document required by bank.