Savings Bank Accounts may be opened in the names of :
Individual - Single Accounts.
Two or more individuals - Joint Accounts.
Minors.
Associations, Clubs, Societies.
Trusts.
Institutions/Agencies.

Duly filled in Account Opening Form with :
valid residential proof,
Aadhaar Number
Electricity Bill
Telephone Bill
PAN Number
2 photographs
introduction by existing account holder of the Bank.

The initial deposit on opening of an account should always be paid in cash. Minimum amount to be deposited as initial deposit is as follows :

* 20 free cheque leaves per year on such Accounts

• Interest on the balances in Savings Bank account is 4% p.a.
• As per the directives fixed by Reserve Bank of India interest is credited to the account every half-yearly viz. in March and September months.
• No TDS on interest earned in the SB account.
• There is no ceiling on the maximum balance earning interest on Savings Bank accounts. The accounts can be operated by Withdrawal slips or by Cheques. 50 withdrawals per half year are permitted free of charge. 5 Cheque books of 50 leaves each are issued to the customer free of charge in a year.
• Standing instructions are accepted and no charges will be levied for standing instructions within the Branch such as payment of monthly instalment of Recurring Deposit, payment of EMI of loan account, etc.
• Local as well as outstation cheques, dividend warrants, interest warrants payable to the account-holder are collected.
Other Facilities
Nomination facilities are available.
ATM card facility is provided, if the depositor maintains prescribed minimum balance { Cash Withdrawal at ATM Rs.20,000/- & Rs.30,000/- on POS (Point of Sale)}
Any Branch Banking Facility throughout all Branches of the Bank for operations in Savings / Term Deposit Accounts.